保障範圍一覽表 (可自選以下計劃)

保障範圍及每人最高賠償額
意外死亡及永久傷殘保障
	投保額	意外醫療費用	意外醫療費用自負額(每人每次意外)
計劃A	HKD 100,000	無	無
計劃B	HKD 200,000	無	無
計劃C	HKD 100,000	HKD 1,000	HKD 200
計劃D	HKD 200,000	HKD 2,000	HKD 200
公眾責任保障
投保額			自負額
HKD5,000,000			HKD$10,000 OR 10% OF LOSS(以較高者為準)
HKD10,000,000
HKD20,000,000

 

 

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意外死亡及永久傷殘保障資料

Item	Covered Event	Percentage of Indemnity
1.	Death	100%
2.	Permanent Total Disablement	100%
3.	Permanent and Incurable Paralysis of all limbs	100%
4.	Permanent and Total Loss of Sights of both Eyes	100%
5.	Loss of or the Permanent Total Loss of two Limbs	100%
6.	Loss of Speech and Hearing	100%
7.	Permanent and Incurable Insanity	100%
8.	Permanent Total Loss of Sight of one Eye	50%
9.	Loss of or the Permanent Total Loss of Use of one Limb	50%
10.	Permanent Total Loss of Hearing in Both Ears	75%
11.	Permanent Total Loss of Hearing in one ear	15%
12.	Loss of Speech	50%
13.	Permanent Total Loss of the Lens of One Eye	50%
14.	Loss of or the Permanent Total Loss of Use of Four Fingers and Thumb of
	(a) Right hand	70%
	(b) Left Hand	50%
15.	Loss of or the Permanent Total of Use of four fingers of
	(a) Right Hand	40%
	(b) Left Hand	30%
16.	Loss of or the Permanent Total Loss of Use of one Thumb
	(a) both Right Joints	30%
	(b) one Right Joint	15%
	(c) both Left Joints	20%
	(d) one Left Joint	10%
17.	Loss of or the Permanent Total Loss of Use of Fingers
	(a) three Right Joints	10%
	(b) two Right Joints	7.5%
	(c) one Right Joint	5%
	(d) three Left Joints	7.5%
	(e) two Left Joints	5%
	(f) one Left Joint	2%
18.	Loss of or the Permanent Total Loss of Use of Toes
	(a) all-one foot	15%
	(b) great-both Joints	5%
	(c) great-Joint	3%
19.	Fractured Leg Patella with established non-union	10%
20.	Shortening of Leg by at least 5cm	7.5%