保障範圍一覽表 (可自選以下計劃)
保障範圍及每人最高賠償額 |
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意外死亡及永久傷殘保障 |
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投保額 | 意外醫療費用 | 意外醫療費用自負額(每人每次意外) | ||
計劃A | HKD 100,000 | 無 | 無 | |
計劃B | HKD 200,000 | 無 | 無 | |
計劃C | HKD 100,000 | HKD 1,000 | HKD 200 | |
計劃D | HKD 200,000 | HKD 2,000 | HKD 200 | |
公眾責任保障 |
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投保額 | 自負額 | |||
HKD5,000,000 |
HKD$10,000 OR 10% OF LOSS(以較高者為準) |
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HKD10,000,000 | ||||
HKD20,000,000 |
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意外死亡及永久傷殘保障資料
Item | Covered Event | Percentage of Indemnity |
1. | Death | 100% |
2. | Permanent Total Disablement | 100% |
3. | Permanent and Incurable Paralysis of all limbs | 100% |
4. | Permanent and Total Loss of Sights of both Eyes | 100% |
5. | Loss of or the Permanent Total Loss of two Limbs | 100% |
6. | Loss of Speech and Hearing | 100% |
7. | Permanent and Incurable Insanity | 100% |
8. | Permanent Total Loss of Sight of one Eye | 50% |
9. | Loss of or the Permanent Total Loss of Use of one Limb | 50% |
10. | Permanent Total Loss of Hearing in Both Ears | 75% |
11. | Permanent Total Loss of Hearing in one ear | 15% |
12. | Loss of Speech | 50% |
13. | Permanent Total Loss of the Lens of One Eye | 50% |
14. | Loss of or the Permanent Total Loss of Use of Four Fingers and Thumb of | |
(a) Right hand | 70% | |
(b) Left Hand | 50% | |
15. | Loss of or the Permanent Total of Use of four fingers of | |
(a) Right Hand | 40% | |
(b) Left Hand | 30% | |
16. | Loss of or the Permanent Total Loss of Use of one Thumb | |
(a) both Right Joints | 30% | |
(b) one Right Joint | 15% | |
(c) both Left Joints | 20% | |
(d) one Left Joint | 10% | |
17. | Loss of or the Permanent Total Loss of Use of Fingers | |
(a) three Right Joints | 10% | |
(b) two Right Joints | 7.5% | |
(c) one Right Joint | 5% | |
(d) three Left Joints | 7.5% | |
(e) two Left Joints | 5% | |
(f) one Left Joint | 2% | |
18. | Loss of or the Permanent Total Loss of Use of Toes | |
(a) all-one foot | 15% | |
(b) great-both Joints | 5% | |
(c) great-Joint | 3% | |
19. | Fractured Leg Patella with established non-union | 10% |
20. | Shortening of Leg by at least 5cm | 7.5% |