啟豐保險 - Kai Fung Insurance Brokers Limited
Kai Fung Vehicle Insurance

團體活動及外遊保障套餐計劃

主要保障活動 / 行程 :

本地或中國國內範圍培訓課程、宴會、探訪、會議、賣旗、推介會、車展、遠足活動、國內旅遊、本地攤位遊戲、攤位展覧及小型展覧會。(人數限於2,000人或以下)

保障範圍一覽表 (可自選以下計劃)

保障範圍及每人最高賠償額

意外死亡及永久傷殘保障

  投保額 意外醫療費用 意外醫療費用自負額(每人每次意外)
計劃A HKD 100,000
計劃B HKD 200,000
計劃C HKD 100,000 HKD 1,000 HKD 200
計劃D HKD 200,000 HKD 2,000 HKD 200
       

公眾責任保障

投保額 自負額

HKD5,000,000

 

HKD$10,000 OR 10% OF LOSS(以較高者為準)
HKD10,000,000

HKD20,000,000

 

 

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意外死亡及永久傷殘保障資料

Item Covered Event Percentage of Indemnity
1. Death 100%
2. Permanent Total Disablement 100%
3. Permanent and Incurable Paralysis of all limbs 100%
4. Permanent and Total Loss of Sights of both Eyes 100%
5. Loss of or the Permanent Total Loss of two Limbs 100%
6. Loss of Speech and Hearing 100%
7. Permanent and Incurable Insanity 100%
8. Permanent Total Loss of Sight of one Eye 50%
9. Loss of or the Permanent Total Loss of Use of one Limb 50%
10. Permanent Total Loss of Hearing in Both Ears 75%
11. Permanent Total Loss of Hearing in one ear 15%
12. Loss of Speech 50%
13. Permanent Total Loss of the Lens of One Eye 50%
14. Loss of or the Permanent Total Loss of Use of Four Fingers and Thumb of
  (a) Right hand 70%
(b) Left Hand 50%
15. Loss of or the Permanent Total of Use of four fingers of
  (a) Right Hand 40%
(b) Left Hand 30%
16. Loss of or the Permanent Total Loss of Use of one Thumb
  (a) both Right Joints 30%
(b) one Right Joint 15%
(c) both Left Joints 20%
(d) one Left Joint 10%
17. Loss of or the Permanent Total Loss of Use of Fingers
  (a) three Right Joints 10%
(b) two Right Joints 7.5%
(c) one Right Joint 5%
(d) three Left Joints 7.5%
(e) two Left Joints 5%
(f) one Left Joint 2%
18. Loss of or the Permanent Total Loss of Use of Toes
  (a) all-one foot 15%
(b) great-both Joints 5%
(c) great-Joint 3%
19. Fractured Leg Patella with established non-union 10%
20. Shortening of Leg by at least 5cm 7.5%